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Most ARMs have a rate cap that limits the amount of interest rate change allowed during both the adjustment period the time. Your monthly payment may fluctuate as the result of any interest rate changes and a lender may charge a lower interest rate for an initial portion of the loan term.
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Whether youre buying a home refinancing your current home or thinking about using your homes equity its important to find.
. Each officers website has tools and resources that can help you understand the home loan process. Find a Bank of America mortgage loan officer nearby based on your ZIP code or city. Our lending specialists can help you every step of the way.
Bank of America ARMs generally use SOFR as the basis for ARM interest rate adjustments.
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